Leasing Programs Built to Get You Earning Sooner
Skip the full upfront cost. Our lease-to-own programs let you place vending equipment now and pay for it over time, with a clear path to full ownership at the end of your term.
Get Equipment Working Before It's Paid Off
Leasing puts a revenue-generating machine on location now, instead of waiting until you've saved the full purchase price.
Lower Upfront Cost
Put down less cash today and preserve capital for locations, inventory, or growth.
Predictable Payments
A fixed lease payment makes it easy to budget month to month, no surprises.
Path to Full Ownership
Buy out the equipment at the end of your term and it's fully yours.
Faster Time to Revenue
Get a machine placed and earning sooner instead of saving up first.
How a Lease-to-Own Program Works
From application to full ownership, here's what the journey typically looks like.
Choose Your Equipment
Pick the snack, drink, combo, or refrigerated machine that fits your location.
Apply for Leasing
Submit basic business details for review by our independent financing partner.
Get Your Terms
Approved applicants receive a lease agreement outlining payment, term length, and buyout terms.
Place & Start Earning
Your machine is delivered and set up while you make scheduled lease payments.
Buy Out, Renew, or Return
At the end of your term, choose to own the equipment outright, renew, or return it.
Find the Term Length That Fits
General shapes of the leasing programs available through our financing partners — your exact terms are set at approval.
Short Term
- Higher monthly payment, faster payoff
- Reach full ownership sooner
- Best for buyers confident in a location
Standard Term
- Balanced monthly payment and term length
- Most common program for single-machine buyers
- Buyout option available at term end
Extended Term
- Lowest monthly payment
- Ideal for multi-machine or route financing
- Longer path to full ownership
Who Qualifies?
Our leasing programs are built for business and commercial buyers. Approval, exact rates, and terms are determined by our independent financing partners based on your application.
- Registered business or commercial entity
- Basic business and contact information
- Willingness to complete a credit review
- A location ready to receive equipment
Leasing Programs FAQ
Do I need a down payment to lease equipment?
It depends on the program and financing partner. Many lease-to-own agreements require little to no down payment compared to a financed purchase, though this varies by applicant and equipment type.
What happens at the end of my lease term?
Depending on your agreement, you can typically buy out the equipment at a predetermined price to own it outright, renew the lease for continued use, or return the equipment.
Can I lease more than one machine at a time?
Yes, multi-machine leasing is available for buyers building out a route or placing equipment across several locations, subject to approval.
Is leasing different from financing?
Yes. Financing is structured like a loan, and you own the equipment immediately while paying it off. Leasing lets you use the equipment for a set term, with ownership options available at the end rather than from day one.
Who approves my leasing application?
Applications are reviewed and approved by independent third-party financing partners, not by Seba Vending Inc. directly. We help facilitate the process but don't control approval decisions or set rates.
A Leasing Path for Every Stage of Growth
From a single first machine to a multi-location route, our leasing programs are built to help you start earning without paying the full cost upfront.
510 Franklin Ave
Mount Vernon, NY 10550