This Payment Policy explains how payment is collected, processed, and verified when you purchase equipment from Seba Vending Inc., whether online, by phone, or in person at our Mount Vernon location. It should be read alongside our Terms & Conditions, Return & Refund Policy, and, for financed or leased purchases, our Financing & Leasing Terms.

We accept the payment methods listed above for equipment purchases. Availability of a specific method may depend on order size, delivery destination, and standard fraud-prevention checks. Larger orders, including multi-machine or route purchases, may require bank transfer or business check rather than a card payment.

All prices are listed in U.S. dollars. Applicable sales tax is calculated at checkout based on your delivery address and current state and local tax rates, where Seba Vending Inc. is required to collect it. Tax-exempt organizations may submit a valid exemption certificate prior to purchase for review.

Card and mobile wallet payments are processed through PCI-compliant third-party payment processors. Seba Vending Inc. does not store full card numbers on its own systems. Bank transfer and check payments are handled according to standard commercial banking practices.

Unless you're purchasing through an approved financing or lease-to-own program, full payment is generally required before equipment ships or is scheduled for delivery. For bank transfers and business checks, funds must clear before an order is processed.

If a payment is declined or fails to process, your order will not be confirmed until a successful payment is received. We may attempt to contact you to resolve a failed payment before canceling an order, but we're not obligated to hold pricing or inventory indefinitely while a payment issue is resolved.

If you have a concern about a charge, we ask that you contact us directly first so we can attempt to resolve the issue before a formal dispute or chargeback is filed with your card issuer or bank. Chargebacks filed for equipment that has been delivered as described, without first contacting us, may be contested with supporting order and delivery documentation.

If your purchase is made through a financing or lease-to-own program, payment terms, schedule, and processing are governed by your agreement with the approved third-party financing partner, not by this Payment Policy. See our Financing & Leasing Terms for details.

Refunds for eligible returns or cancellations are issued to the original payment method used at checkout wherever possible. Refund timing depends on your payment method and financial institution. See our Return & Refund Policy for eligibility details and timelines.

We may update this Payment Policy from time to time to reflect changes in accepted payment methods, processors, or applicable tax requirements. The "Last Updated" date at the top of this page reflects the most recent revision.